Consumer Financial Health
How are households doing? Track purchasing power, savings, borrowing, debt payments, and delinquency. Consumer credit balances exclude mortgages.
Real Disposable Personal Income
Past 5 years · Billions of chained 2017 dollars, annual rate
Personal Saving Rate
Past 5 years · Percent of disposable income
Household Debt Payment Burden
Past 5 years · Required debt payments as percent of disposable income
Consumer Credit Outstanding
Past 5 years · Billions of U.S. dollars; excludes mortgages
Revolving Consumer Credit
Past 5 years · Billions of U.S. dollars
Consumer Credit / Annual Disposable Income
Past 5 years · Percent; consumer credit excludes mortgages
Revolving Share of Consumer Credit
Past 5 years · Percent of total consumer credit
Credit Card Delinquency
Past 5 years · Percent of credit card loan balances at commercial banks
Consumer Loan Delinquency
Past 5 years · Percent of consumer loan balances at commercial banks
University of Michigan: Consumer Sentiment
Past 5 years · Index 1966:Q1=100
Sources, units, and time windows depend on the selected series and commands. Price indexes show price levels, not inflation rates. Click a chart to explore its data and analysis.